O D Finance and Investment Private Limited
A professionally managed financial services company engaged in providing secured lending solutions to individuals and businesses. The Company operates with a strong commitment to financial discipline, regulatory compliance, and responsible lending practices.
Driven by the vision of its promoters, Sumer Ghumman and Kabir Ghumman, the Company focuses on delivering customised, asset-backed financial solutions designed to meet short-term liquidity and business funding requirements.
With a pragmatic and risk-conscious approach, the Company ensures that all lending activities are supported by adequate security, proper due diligence, and structured repayment mechanisms.
Built on discipline
Transparent, compliant, and carefully structured lending.
Designed for growth
Customised funding solutions for businesses and individuals.
Regulatory Framework
The Company operates in accordance with applicable provisions of the Companies Act, 2013 and, where applicable, guidelines issued by the Reserve Bank of India governing financial entities.
The Company is committed to maintaining:
- Transparent lending practices
- Robust internal controls
- Strict adherence to applicable legal and regulatory requirements
Our Vision
To build a trusted and resilient financial platform that delivers secure, transparent, and efficient lending solutions, enabling businesses and individuals to grow with confidence.
Our Mission
- To provide timely and structured financing solutions backed by strong risk assessment
- To uphold integrity, compliance, and governance in all operations
- To foster long-term relationships through trust and reliability
- To deliver value-driven financial services tailored to client needs
Our Business Philosophy
At O D Finance, we believe that lending is not just about capital, but about responsibility. Our approach is built on core principles designed to mitigate risk while delivering value.
Careful evaluation of borrower profiles
Asset-backed lending to ensure risk mitigation
Transparent communication and fair practices
Long-term relationship building over short-term gains
Our Services
Secured Business Loans
We provide structured financing solutions to support:
- Working capital requirements
- Business expansion
- Operational funding needs
Features:
- Collateral-backed lending
- Flexible structuring
- Quick processing
Short-Term Secured Personal Loans
Designed for individuals requiring immediate liquidity against assets.
Features:
- Fast approval process
- Secured against collateral
- Flexible repayment tenure
Why Choose Us
Leadership
Sumer Ghumman
Promoter & Director
Provides strategic direction and oversees financial structuring and investment decisions.
Kabir Ghumman
Promoter & Director
Leads execution, operations, and client relationship management.
Governance & Framework
The Company maintains a structured governance framework supported by internal policies. These policies ensure that the Company operates with accountability, transparency, and regulatory discipline.
Our Commitment
We are steadfast in our dedication to our stakeholders. We are committed to:
- Responsible lending
- Ethical business conduct
- Protecting stakeholder interests
- Building sustainable financial relationships
Let's Build Growth Together
If you are looking for a reliable financial partner for your funding requirements, we invite you to connect with us and explore how we can support your financial goals.
Contact Us
O D Finance and Investment Private Limited
Registered Office:
Space No. 4A, Ground Floor,
Eros Plaza, Eros Corporate Tower,
Nehru Place, South Delhi,
New Delhi - 110019
Email: odfinance@odfin.in
Contact No.: 99539 23518